Card Comparison

LATAM Visa Signature Card - Learn more LATAM Visa Card - Learn more LATAM Visa Secured Card - Learn more
Benefits LATAM Visa Signature Card LATAM Visa Card LATAM Visa Secured Card
LATAM Airlines Purchase Discount 1 Time Per Year1 20%, $1,000 maximum 10%, $500 maximum 10%, $500 maximum
Flight Bonus Points2 25%
Upgrade Coupons3 3 One-way, Annually
$0 Intro Annual Fee the 1st Year, thereafter $75 $45 $25
1 Point for Every $1 in Eligible Net Purchases4
First Use Bonus5 20,000 points 15,000 points 5,000 points
Annual Renewal Bonus6 4,000 points 2,000 points
Double Points on LATAM Airlines Purchases7 Yes
No Cap on Points Earned Yes Yes Yes
Bilingual Customer Service Yes Yes Yes
Travel Accident Insurance8 $1,000,000 $500,000 $500,000
No Preset Spending Limit9 Yes
Visa Signature Benefits10 Yes
Travel & Emergency Assistance8 Yes
Roadside Dispatch8 Yes
Purchase Security8 Yes
Auto Rental Collision Damage Waiver8 Yes Yes Yes
Warranty Manager8 Yes Yes Yes
Usage at Millions of Locations Worldwide Yes Yes Yes

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There are three different LATAM cards: the LATAM Visa Signature Card, LATAM Visa Card, and the LATAM Visa Secured. If applicant chooses to apply for the LATAM Visa Signature Card and does not qualify, they will automatically be considered for the LATAM Visa Card. These cards have different credit terms, as set forth here and different benefits as list above. Applicant can apply directly for the LATAM Visa Card or LATAM Visa Secured Card.

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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

©2018 U.S. Bank

All cardmember communications will be in English (in Spanish when possible). In the event of a discrepancy between the English and Spanish languages the English version will prevail.

Accounts must be open and in good standing to earn points. Upon approval, please refer to your Cardmember Agreement for additional information.


1

Cardmembers will receive a discount each year on their first LATAM Airlines or their respective Affiliated carriers’ purchase transaction made with a LATAM Visa Credit Card: 10% discount for LATAM Visa Card and 20% discount for LATAM Visa Signature Cards. Discount applies to qualified purchases directly from latam.com, LATAM Airlines Group S.A. or its affiliate carriers including LAN Peru S.A. d/b/a LATAM Airlines Peru, Aerolane Lineas Aereas del Ecuador S.A. d/b/a LATAM Airlines Ecuador, LAN Argentina S.A. d/b/a LATAM Airlines Argentina, Aerovías de Integración Regional-AIRES S.A. d/b/a LATAM Airlines Colombia, LATAM Airlines Linhas Aereas S.A and any other related carrier that joins the LATAM Pass program. Only applicable for a LATAM US based purchase on latam.com, through the LATAM Pass Call Center and Sales Offices as well as travel sites, partners and agencies holding a promotional agreement with U.S. Bank and/or LATAM Airlines Group S.A. For travel sites, partners and agencies holding a promotional agreement, please contact your travel agent. The discount will appear automatically as “LATAM Airlines Discount“ on the cardmember’s LATAM Visa Card statement no later than the second billing cycle following the date of the transaction. This discount will be applied annually and will be renewed each calendar year. The maximum discount per year is equal to $500 for the LATAM Visa Cards and $1,000 for the LATAM Visa Signature Card. The LATAM Visa Card Account must be open and in good standing at time the discount is applied.

 If purchase is returned, full discount amount is forfeited.


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2

LATAM Visa Signature Cardmembers only will receive a flight points bonus of 25% in additional points above the actual points accrued on every LATAM Airlines or its Affiliate carriers’ flight. For example, if a cardmember accrues 6,000 points, the cardmember will receive 1,500 extra points. To renew this benefit, the cardmember must have net spending of at least $15,000 each calendar year. For information regarding LATAM Pass Flight Bonus benefit, please visit latam.com.


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3

LATAM Visa Signature Cardmembers only will receive three LATAM Airlines one-way Upgrade Coupons every year to be used by the cardmember. The Upgrade Coupons will appear in cardmember’s LATAM Pass account upon eligibility and may be viewed at latam.com. To renew this benefit, the cardmember must have net spending of at least $15,000 each calendar year. Only 3 coupons will be awarded per LATAM Pass account, regardless of the number of LATAM Visa Card accounts a customer maintains. Upgrade coupons will appear on Customer’s LATAM Pass account by April 1st, following the calendar year end spend. Upgrades must be redeemed at latam.com between 48 hours and 2 hours before the flight’s departure time. Upgrade coupons are subject to space availability, and some routes may require more than 1 coupon and the payment of a minimum fare. For information regarding LATAM Pass upgrades coupon requirements, please visit latam.com.


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4

Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn points, including Convenience Checks, credit insurance premiums, Advances (as defined in the Cardmember Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. Your account must be open and current (that is no Minimum Payment is past due) on the closing date for the billing cycle in order to earn points.


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5

One time new LATAM Visa Cardmember first use points will be awarded when you pay your annual fee or use your card for purchases. Please allow 6 to 8 weeks for first use points to be credited to the primary cardmember's LATAM PASS Points account. This offer is valid for new LATAM Visa Card accounts only. Previous accounts closed within the last 12 months will be reopened and no first use bonus points will be awarded. This offer may not be combined with any other enrollment offer.

LATAM Visa Signature Cardholders will earn 20,000 first use bonus points after the first purchase is made. LATAM Visa Cardholders will earn 15,000 First Use bonus points after the first purchase is made.


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6

Allow 6 to 8 weeks after the Annual Fee is paid for your annual renewal bonus points to be awarded to your LATAM Pass account.

LATAM Visa Signature Cardholders will receive 4,000 bonus points upon annual renewal. LATAM Visa Cardholders will receive 2,000 bonus points upon annual renewal.


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7

LATAM Visa Signature Cards only will receive 2 points for every $1 in net purchases (purchases minus credits and returns) charged for qualified tickets purchased directly from latam.com, LATAM Airlines Group S.A. or its affiliate carriers including LAN Peru S.A. d/b/a LATAM Airlines Peru, Aerolane Lineas Aereas del Ecuador S.A. d/b/a LATAM Airlines Ecuador, LAN Argentina S.A. d/b/a LATAM Airlines Argentina, Aerovías de Integración Regional-AIRES S.A. d/b/a LATAM Airlines Colombia, LATAM Airlines Linhas Aereas S.A and any other related carrier that joins the LATAM Pass program. Only applicable to ticket purchases on latam.com, the LATAM Pass Call Center and Sales Offices as well as travel sites, partners and agencies holding a promotional agreement with U.S. Bank and/or LATAM Airlines Group S.A. For travel sites, partners and wholesale travel brokers holding a promotional agreement, please contact your travel agent. Your LATAM Visa Signature Card must be used to make the purchase of a LATAM Airlines or their Affiliated carriers’ flight in order to be eligible for the double points. The first point credits per dollar spent will automatically appear on your LATAM Visa statement as purchase points and the second point credits will appear as double points on the same statement.


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8 Certain conditions and exclusions apply. Please refer to your LATAM Visa Guide to Benefits for more details.
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9 The LATAM Visa Signature Card provides the benefit of a No Preset Spending Limit and a Revolve Limit that allows you to carry a designated part of your balance from one statement to the next. A No Preset Spending Limit does not mean unlimited spending. Authorizations are provided using information such as account history, credit record, income verification and liquid assets.
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10

Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf. Certain conditions and exclusions apply. Please refer to visa.com/signature for program details.


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