LATAM Visa Secured Card

Establish your credit in the U.S.1 and earn points that take you to the places you love.

Now you can earn points that take you to your dream destinations and help build your credit too!

Earn LATAM Pass Points on every eligible net purchase you make:

  • 1 point for every $1 in eligible net purchases2
  • No cap on points earned
  • 5,000 bonus points after your first card use3 
  • $0 intro annual fee the first year; $25 thereafter 

Enjoy these LATAM Airlines benefits reserved for cardmembers:

  • 10% discount on first LATAM Airlines purchase (up to $500) 1 time per year4 

Take advantage of valuable Visa benefits:

  • Accepted at millions of locations worldwide
  • Annual Account Summary
  • Automated 24-hour account access in both Spanish and English
  • Customer service in both Spanish and English
  • $500,000 Travel Accident Insurance5 
  • Auto Rental Collision Damage Waiver5 
  • Warranty Manager Service5 

Is a Secured Credit Card for me? Yes, if:

  • You haven't had the chance to establish credit yet.
  • You've had credit difficulties in the past, and you wish to re-establish a solid credit rating.

Are you still not sure if a Secured Card is right for you? Learn more about credit wellness.

How it works:

  • To fund your Secured Card, you can choose to:
    • Print an application and mail a Cashier’s Check or Money Order
  • If your application is approved, we’ll send you a credit card with a credit line the same as your deposit.
  • The deposit is used to open a U.S. Bank Secured Savings Account to ensure your card can be paid. The secured savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
  • Purchases made with the card are billed to you each month as with any credit card. You’re responsible for making at least your minimum monthly payment by the due date; payments are not automatically deducted from your secured savings account.
  • When you’ve managed all of your credit obligations responsibly consistently for 12 months, you’ll be well on your way to a strong credit standing, and we may be able to move you to an unsecured credit card product.

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We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and these cards are available to United States residents only.

©2018 U.S. Bank

All cardmember communications will be in English (in Spanish when possible). In the event of a discrepancy between the English and Spanish languages the English version will prevail.

Accounts must be open and in good standing to earn points. Upon approval, please refer to your Cardmember Agreement for additional information.

With the merger of LAN and TAM to form LATAM Airlines, your frequent flyer program has changed from LATAM Pass to Multiplus. Within the coming year you will start to see Multiplus online and in our communications. You’ll continue to earn points with your current LATAM Visa Card, so enjoy the rewards and benefits!


1 Late payments and going over the credit limit may damage your credit history.
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2

Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn points, including Convenience Checks, credit insurance premiums, Advances (as defined in the Cardmember Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. Your account must be open and current (that is no Minimum Payment is past due) on the closing date for the billing cycle in order to earn points.


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3

One time new LATAM Visa Cardmember first use points will be awarded when you pay your annual fee or use your card for purchases. Please allow 6 to 8 weeks for first use points to be credited to the primary cardmember's LATAM PASS Points account. This offer is valid for new LATAM Visa Card accounts only. Previous accounts closed within the last 12 months will be reopened and no first use bonus points will be awarded. This offer may not be combined with any other enrollment offer.


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4

Cardmembers will receive a discount each year on their first LATAM Airlines or their respective Affiliated carriers’ purchase transaction made with a LATAM Visa Credit Card: 10% discount for LATAM Visa Cards. Discount applies to qualified purchases directly from latam.com, LATAM Airlines Group S.A. or its affiliate carriers including LAN Peru S.A. d/b/a LATAM Airlines Peru, LAN Argentina S.A. d/b/a LATAM Airlines Argentina, Aerolane Lineas Aereas del Ecuador S.A. d/b/a LATAM Airlines Ecuador, Aerovías de Integración Regional-AIRES S.A. d/b/a LATAM Airlines Colombia, Linhas Aereas S.A and any other related carrier that joins the LATAM Pass program. Only applicable for a LATAM US based purchase on latam.com, through LATAM Airlines call center and sales office, as well as U.S. based travel sites, partners and agencies holding a promotional/commercial agreement with U.S. Bank and/or LATAM Airlines Group S.A. in the United States. The discount will appear automatically as “LATAM Airlines Discount“ on the cardmember’s LATAM Visa Card statement no later than the second billing cycle following the date of the transaction. This discount will be applied annually and will be renewed each calendar year. The maximum discount per year is equal to $500 for the LATAM Visa Card.

If purchase is returned, full discount amount is forfeited.


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5 Certain conditions and exclusions apply. Please refer to your LATAM Visa Guide to Benefits for more details.
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